Christmas Club

The Christmas Club is an eleven (11) month savings plan designed to help you save in advance towards your Christmas Expenses. You will deposit a minimum of $200 weekly from January through to November of the same year. The plan will mature on the 30th of November each year at which point you can access all of your savings along with a special bonus interest from First Regional Co-operative Credit Union Limited. 


  • Make payments each month. If one payment is missed, it has to be deposited along with the next payment that becomes due. 
  • If you choose to discontinue your savings before November, interest will only be paid on the amount deposited at the time the account lapsed.